My Kohls Card is not just any store card; it’s a card that opens up an array of exclusive deals, discounts, and rewards. Whether you shop at Kohl’s Department Stores or online at Kohls.com, this card gives you access to additional savings that regular customers don’t receive.
With features such as the Kohl’s Rewards Program and Kohl’s Cash, My Kohl’s Card is tailored for savvy shoppers looking to maximize their rewards. Upon applying for a Kohl’s Card, you can immediately start saving, including a special 35% discount on your first purchase. But the real advantage comes with continued use.
The more you spend, the closer you get to Most Valued Customer (MVC) status, unlocking even more benefits. From exclusive offers to free shipping opportunities, My Kohl’s Card is a smart way to stretch your dollars while shopping for everything from clothing to home goods.
Benefits of Using My Kohls Card
One of the top benefits of My Kohl’s Card is the Kohl’s MVC (Most Valued Customer) status, which provides additional perks for loyal cardholders. After spending $600 within a calendar year, you are upgraded to MVC status, giving you access to extra savings coupons throughout the year and free shipping benefits.
This tiered system encourages continued use of the card, offering significant savings over time. In addition to MVC perks, Kohl’s cardholders earn Kohl’s Rewards at a higher rate than non-cardholders. For every dollar you spend, you earn rewards that can be redeemed during future shopping trips.
These rewards, combined with Kohl’s Cash, create a loop of savings, allowing you to get more out of each shopping experience. You can also combine these rewards with other Kohl’s promotions for maximum savings.

How to Manage Your Kohl’s Credit Card Account
Managing your Kohl’s credit card account has never been easier, thanks to the convenient online portal available on Kohls.com. Once you create an account, you can easily view your transaction history, make payments, and update your personal information.
The online account management system ensures you’re always in control of your card details. For those who like automation, Kohl’s offers AutoPay setup, a feature that ensures you never miss a payment.
This helps prevent late fees and keeps your account in good standing. Additionally, you can access your statements and track your Kohl’s rewards progress through the online portal, making it easy to stay on top of your finances while shopping.
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How to Access the Kohl’s Credit Card Portal
To access your Kohl’s Card account, simply head over to the Kohl’s credit card login page. Once there, you can sign in using your registered email and password. If you’re a new cardholder, setting up your account takes only a few minutes.
The portal provides easy access to essential account information, including your current balance, Kohl’s card statement, and available rewards. The online payment portal is also where you can schedule payments or pay off your balance.
Kohl’s makes it easy for users to stay up to date on their payments, ensuring a seamless shopping experience. Additionally, if you ever run into issues, the portal connects you to customer service for fast and efficient help.
Payment Options for Kohl’s Credit Card
Kohl’s offers flexible credit card bill payment options to suit every shopper’s needs. Whether you prefer to pay online, via phone, or by mail, Kohl’s makes the process simple. By logging into your Kohl’s account management page, you can easily pay your bill online with just a few clicks.
If you prefer a more hands-off approach, you can set up automatic payments through the AutoPay setup feature. This ensures that your bill is paid on time every month, preventing late fees and maintaining a positive credit standing. Kohl’s also accepts payments by mail or phone, providing multiple options for cardholders.

Understanding Kohl’s MVC (Most Valued Customer) Status
Achieving MVC status is one of the standout features of My Kohl’s Card. Once you spend $600 or more on your card within a calendar year, you are automatically upgraded to this elite tier.
With MVC status, you gain access to special offers and free shipping opportunities throughout the year, making it even easier to save while shopping. Not only do MVC members receive exclusive offers, but they also benefit from dedicated Kohl’s customer service for credit card support.
This means faster resolution of any issues and a more personalized experience overall. For frequent shoppers, MVC status provides a wealth of advantages that enhance the overall shopping journey.
Earning Rewards with Kohl’s Credit Card
The rewards program associated with My Kohl’s Card is designed to make every dollar count. Cardholders earn Kohl’s Rewards at a rate of 7.5% for every purchase made at Kohl’s stores or online at Kohls.com.
Additionally, cardholders earn rewards for purchases made outside of Kohl’s using the Kohl’s Rewards Visa, such as 3% for gasoline and 2% for groceries【6†source】. These rewards accumulate quickly, and once you’ve earned enough, you can redeem them for future purchases.
The ability to combine rewards with other offers, such as Kohl’s Cash and promotions, makes this card one of the most valuable store cards available today. For those who frequently shop at Kohl’s, these rewards significantly enhance the overall value of the card.
Making the Most of Kohl’s Cash and Kohl’s Coupons
One of the biggest perks of shopping with My Kohl’s Card is the ability to stack savings using Kohl’s Cash and Kohl’s coupons. Cardholders often receive exclusive coupons, which can be combined with Kohl’s Cash to maximize savings.
By timing your purchases around these special offers, you can reduce the cost of your purchases significantly. Kohl’s Cash is earned during promotional periods and can be redeemed later for savings on future purchases.
Unlike other store reward programs, Kohl’s allows you to use both your rewards and Kohl’s Cash together, providing an unmatched level of savings flexibility. Make sure to keep an eye on expiration dates, as Kohl’s Cash typically has a limited redemption window.
How to Contact Kohl’s Customer Service for Credit Card Support
Kohl’s provides multiple channels for customer service to ensure that any issues with your credit card are addressed promptly. Cardholders can reach out via the online payment portal, where they can find resources for resolving problems, making payments, or updating account details.
If you prefer to speak to a representative, Kohl’s offers phone support for all credit card-related inquiries. Kohl’s customer service is known for being responsive and helpful.
Whether you need help managing your Kohl’s card account, fixing a payment issue, or understanding the terms and conditions of your card, Kohl’s ensures that support is readily available.

Security Features of My Kohl’s Card Portal
Kohl’s takes the security of its cardholders seriously, implementing robust measures to protect your information. The Kohl’s credit card portal is equipped with encryption and other advanced security technologies to safeguard your personal data.
Additionally, you can monitor your account activity through the portal to ensure that no unauthorized transactions take place.
If any suspicious activity is detected, Kohl’s will alert you immediately, giving you peace of mind. The security features in place are designed to ensure that your card remains safe and secure, whether you’re shopping online or in-store.
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Quick Facts About My Kohl’s Card
- Card Issuer: Kohl’s Corporation in partnership with Capital One
- Rewards: Earn 7.5% in rewards for purchases at Kohl’s, plus additional rewards for non-Kohl’s purchases with the Kohl’s Rewards Visa.
- MVC Status: Spend $600 to unlock Most Valued Customer status, with exclusive perks like free shipping.
- Kohl’s Cash: Stackable with rewards and coupons for additional savings.
- Customer Support: Available via online portal or phone for card-related issues.
Final Thoughts
My Kohl’s Card offers a wealth of benefits for frequent shoppers. From exclusive discounts and Kohl’s Cash to MVC status and additional rewards through the Kohl’s Rewards Visa, this card is a must-have for anyone looking to save on their purchases.
With a user-friendly online account management system, AutoPay setup, and excellent customer service, managing your Kohl’s credit card has never been easier. Overall, My Kohl’s Card is designed to reward loyalty and provide maximum value to its users.
FAQs
How can I apply for My Kohl’s Card?
You can apply online through Kohls.com or in person at any Kohl’s Department Store.
What is MVC status, and how do I achieve it?
Most Valued Customer (MVC) status is achieved by spending $600 on your Kohl’s Card in a calendar year, unlocking additional perks like free shipping and exclusive offers.
Canbe redeemed with Kohl’s Cash?
Yes, you can stack Kohl’s Cash with rewards and coupons, which can be applied toward future purchases for maximum savings.
How do I pay my Kohl’s credit card bill online?
You can log in to your Kohl’s credit card account via the online portal, where you can view your balance, make payments, and manage AutoPay.
Is Kohl’s Card linked with Capital One or Visa?
Yes, Kohl’s credit card is issued through Capital One, and there’s also a Kohl’s Rewards Visa card that offers extra benefits for purchases outside Kohl’s.